DIR Daily Intelligence Report

High Oil Price Relief Fund Round 2 Opens May 18 — 1-Minute Eligibility Check / Health Insurance Criteria / Kakao Pay·Toss·Card Apps / 100K–600K KRW / Complete Guide

Bykey_dir

Real-Time Issue · May 19, 2026

High Oil Price Relief Fund Round 2 opens May 18 — eligibility check in 1 minute, health insurance premium criteria, 5 application methods including Kakao Pay, Toss, and card apps. 100,000–600,000 KRW per person, odd-even day system guide.

getdir.app Editorial · May 19, 2026

High oil price relief fund round 2 application May 18 health insurance Kakao Pay Toss
High Oil Price Relief Fund Round 2 Complete Guide — DIR.
High oil price relief fund round 2 key info 100000-600000 KRW health insurance odd-even
Figure 1. Key numbers — 100K–600K KRW / health insurance basis / odd-even system / Aug 31 deadline

Starting May 18, 2026, the High Oil Price Relief Fund Round 2 is now open for applications. With WTI crude at $102, this government relief program provides 100,000–600,000 KRW per person based on health insurance premium income and asset tiers to offset rising living costs. There are 5 application channels: card company apps, Kakao Pay, Toss, bank apps, and community center visits. An odd-even day rotation applies for the first week, and funds must be used by August 31.

5 Application Methods — Card App, Kakao Pay, Toss, Bank, Community Center

High oil price relief fund 5 application methods card app Kakao Pay Toss bank community center
Figure 2. Five application methods
  1. Card company app: Shinhan, KB Kookmin, Samsung, Hyundai, Lotte card apps → Relief Fund menu → ID verification → Apply. Fastest method.
  2. Kakao Pay: Kakao Pay app → All → Government Benefits → High Oil Price Relief Fund. Auto-links Kakao Bank account for instant eligibility check.
  3. Toss: Toss app → Home → Government Benefits → Apply. Funds deposited directly to registered account.
  4. Bank app / internet banking: Primary bank app → Public Services → Government Benefits menu.
  5. Community center visit: Bring ID. Elderly and disabled residents prioritized. Expect queues.

First-Week Odd-Even Day Schedule — Birth Year Last Digit May 18–22

High oil price relief fund odd-even day system birth year last digit application date
Figure 3. Odd-even day schedule — application date by birth year last digit

To prevent server overload, an odd-even day rotation applies May 18–22. May 18 (Mon): last digit 1 or 6 / May 19 (Tue): 2 or 7 / May 20 (Wed): 3 or 8 / May 21 (Thu): 4 or 9 / May 22 (Fri): 0 or 5. From May 25 (Mon), applications open to all birth years. Applying on the wrong day may result in rejection — confirm your day before submitting. Family proxy applications must be made in person at a community center.

Health Insurance Premium Criteria — Employer vs Self-Employed

High oil price relief fund health insurance premium criteria employer self-employed income tier
Figure 4. Health insurance premium reference table

Eligibility is based on bottom 80% by health insurance premium income. Employer-insured: monthly personal premium 190,000 KRW or less. Self-employed: household monthly premium 220,000 KRW or less. Dependents are assessed by the primary insured’s criteria. Medical aid recipients and basic livelihood recipients receive priority disbursement. Check your premium instantly via the NHIS app (The건강보험) or any card company app.

Payment Matrix — 4 Regions × 3 Income Tiers

High oil price relief fund payment matrix region income tier 100000-600000 KRW
Figure 5. Payment matrix — minimum 100,000 KRW to maximum 600,000 KRW

Payment amounts vary by region (urban core / city / rural / remote island) and income tier (basic/near-poor / bottom 50% / bottom 50–80%). Basic and near-poor: 400,000–600,000 KRW. Bottom 50% income: 250,000–400,000 KRW. Bottom 50–80% income: 100,000–250,000 KRW. A 4-person household can receive up to 2.4 million KRW (600,000 × 4). Payment formats — regional currency vouchers, prepaid cards, or card points — are selectable at application.

1-Minute Check — 5-Step Application Process

High oil price relief fund 1-minute eligibility check 5-step application Kakao Pay Toss
Figure 6. 1-minute, 5-step application
  1. Launch app: Open Kakao Pay, Toss, or your card company app.
  2. Go to Government Benefits: Home → All menus → Government Benefits → High Oil Price Relief Fund.
  3. Auto eligibility check: Verify identity (PIN/fingerprint) → health insurance premium auto-retrieved → eligibility confirmed instantly.
  4. Choose payment method: Regional voucher / prepaid card / card points — pick one.
  5. Submit: Funds deposited within 3–5 business days. SMS confirmation sent.

5 Eligible vs 5 Excluded Conditions — Checklist

High oil price relief fund eligibility conditions excluded checklist
Figure 7. Eligible vs excluded conditions checklist

5 eligible conditions: ① Bottom 80% by health insurance premium income ② Registered domestic resident ③ Korean national (some permanent residents included) ④ Insurance premium payment history before May 1 reference date ⑤ One application per household member (no duplicate). 5 excluded conditions: ① Top 20% income earners ② Long-term overseas residents ③ Corporate entities (individual business owners as household members are eligible) ④ Round 1 fraudulent claimants ⑤ Recipients of overlapping Ministry of Health and Welfare programs.

Where to Use + Deadline — Valid Until August 31

High oil price relief fund usage locations deadline August 31 regional voucher prepaid card
Figure 8. Usage locations and deadline

Funds expire August 31, 2026. Usage depends on the payment format received. Regional vouchers: local merchants only — excludes large supermarkets, department stores, and online retailers; convenience stores, traditional markets, and small businesses accepted. Prepaid cards: valid at card-accepting merchants nationwide, excluding entertainment and gambling venues. Card points: redeemable via the issuing card company’s rewards portal or deducted at point-of-sale. Unused balances are forfeited after the deadline — use before August 31.

May 19 — 1-Minute Action Playbook

High oil price relief fund May 19 application action playbook birth year last digit
Figure 9. Today’s action playbook
  1. Check your birth year last digit: Today (May 19) → eligible last digits are 2 and 7.
  2. Open Kakao Pay or Toss: Government Benefits → High Oil Price Relief Fund → Check eligibility.
  3. Health insurance auto-check: Employer ≤190,000 KRW / Self-employed ≤220,000 KRW → apply immediately.
  4. Choose payment format: Regional voucher (for local spending) or prepaid card (nationwide use) — pick one.
  5. Use before August 31: Set a reminder to avoid forfeiture. Prioritize traditional markets, convenience stores, and small businesses.
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